Barber and hair salon insurance guide
Barbers and salons usually need public liability, cover for treatment risks such as cuts or reactions to products, employers’ liability if you have staff, and cover for equipment and contents.
Treatment risk
Ordinary public liability may not cover injury caused by the treatment itself. Ask for treatment cover.
Chair renters
Self-employed stylists renting a chair usually need their own cover.
Patch tests
Insurers may expect patch tests before colour treatments, with records kept.
Equipment and stock
Chairs, clippers, dryers and retail products can be covered against theft and damage.
- Treatments offered
- Staff and chair renters
- Qualifications
- Claims history
- A list of treatments
- Staff qualifications
- Equipment value
193 High St, Ponders End, Enfield EN3 4EA, London · 020 8805 1555 · Mon – Fri 9:00 am – 5:30 pm, Sat & Sun closed · Help in English or Turkish
More guides: Do I need employers’ liability insurance? · Public liability insurance explained · Shop insurance guide for small retailers
General guidance only. Cover depends on policy terms, conditions and exclusions.