What is a commercial combined policy?
A commercial combined policy brings several business covers into one, typically property, employers’ and public liability and business interruption. It suits businesses with premises, stock and staff.
One renewal date
Fewer policies means fewer gaps and one date to remember.
Choose the sections you need
You usually pick sections, such as goods in transit or money cover.
Accurate sums insured
Each section needs a correct value, or claims may be reduced.
Who it suits
Manufacturers, wholesalers, workshops and larger shops often use it.
- Sections chosen
- Property and stock values
- Staff and turnover
- Claims history
- Values of buildings, equipment and stock
- Wage roll and turnover
- Current policies and renewal dates
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General guidance only. Cover depends on policy terms, conditions and exclusions.