Taxi and private hire insurance guide
Taxi and minicab drivers need hire-and-reward motor insurance that matches their licence: private hire for pre-booked work, or public hire for black cabs that can be hailed. Licensing authorities check this.
Match your licence
Private hire cover will not cover picking up passengers who hail you.
Public liability
Covers passengers injured outside the vehicle, such as while getting in.
Keeping you on the road
A replacement vehicle after an accident can matter more than anything else to your income.
Fleets
Operators with several vehicles can often use a fleet policy.
- Licence type and area
- Driving and claims history
- Vehicle value
- Extras chosen
- Your private or public hire licence
- Driving licence and no-claims history
- Vehicle details
193 High St, Ponders End, Enfield EN3 4EA, London · 020 8805 1555 · Mon – Fri 9:00 am – 5:30 pm, Sat & Sun closed · Help in English or Turkish
Taxi InsuranceCover for private hire and public hire taxi drivers and operators.Fleet InsuranceOne policy for several vehicles, simpler to manage as your business grows.Minibus InsuranceCover for minibuses used by businesses, schools, charities and community groups.
General guidance only. Cover depends on policy terms, conditions and exclusions.
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