Rent guarantee insurance explained
Rent guarantee insurance pays your rent for a set period if a tenant stops paying, and often includes legal costs to regain the property. Tenants usually need to pass referencing before the tenancy starts.
Referencing first
Most policies require credit and reference checks that meet their standards.
Waiting periods
Claims often start after rent has been unpaid for a set time.
Legal expenses
Cover for eviction proceedings is often included or available.
Tell your insurer early
Report arrears quickly. Late notice can affect a claim.
- Monthly rent
- Cover period chosen
- Legal expenses limit
- Tenant referencing
- The tenancy agreement
- Tenant referencing results
- Monthly rent amount
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More guides: Landlord insurance: what do you need? · Insuring an empty or unoccupied property · Commercial property insurance guide
General guidance only. Cover depends on policy terms, conditions and exclusions.