Insurance for food delivery drivers
If you deliver food for payment, ordinary car or scooter insurance usually does not cover you while delivering. You need hire-and-reward cover, either as a full policy or for the hours you work.
Driving for a restaurant
If you employ drivers, check they have the right cover before they start.
Platform cover
Some delivery apps provide cover while you are on a job. Check exactly when it applies.
Scooters and motorbikes
Theft is a major risk. Insurers may ask about locks and where you park.
Personal use too
Make sure your policy also covers you outside delivery hours.
- Vehicle type
- Age and driving history
- Hours and area of work
- Security
- Driving licence
- Vehicle details
- Which apps or businesses you deliver for
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More guides: Takeaway insurance: what cover do you need?
General guidance only. Cover depends on policy terms, conditions and exclusions.