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COFFEE SHOP INSURANCE

Insurance for coffee shops,
espresso bars and coffee carts.

Whether you run a High Street coffee shop, a small espresso bar or a mobile coffee cart, Gaia helps you compare cover from our Ponders End office in Enfield, by phone or on WhatsApp — in English or Turkish.

Customers and the public

Public liability can respond to claims if a customer is injured, for example by a spilt hot drink or a slip on a wet floor. Product liability relates to the food and drink you serve.

Machines and stock

Espresso machines, grinders and fridges are costly to replace. Policies can include contents, equipment and, where chosen, stock spoilage after a fridge breakdown or power cut.

Staff and coffee carts

If you employ staff, employers’ liability is usually a legal requirement in the UK. Mobile carts and event pitches may need cover that follows you away from fixed premises.

HOW IT WORKS
  1. 01 Call 020 8805 1555, message us on WhatsApp, or visit 193 High St, Ponders End (Mon–Fri 9:00 am – 5:30 pm).
  2. 02 Tell us about your coffee shop or cart: seating, staff, equipment, opening hours and turnover.
  3. 03 We compare suitable options and explain the main terms and exclusions in plain language.
  4. 04 We stay your contact at renewal, when you expand, and if you need to claim.

Send us an enquiry · Call 020 8805 1555

POPULAR COVER
Café InsuranceProtection for cafés and coffee shops, including equipment, stock and customers.Public Liability InsuranceProtection if a member of the public is injured or their property is damaged because of your business.Employers’ Liability InsuranceA legal requirement for most UK employers, covering claims from staff injured or made ill at work.Restaurant InsuranceCover designed around the risks of running a restaurant, front and back of house.Takeaway InsuranceProtection for takeaways, including late-night trading and cooking equipment.Shop InsuranceCover for retailers, from stock and shop fronts to customers in your store.

Visit us at 193 High St, Ponders End, Enfield EN3 4EA, London · 020 8805 1555 · Mon – Fri 9:00 am – 5:30 pm, Sat & Sun closed

A CONVERSATION IS A GOOD START

Let’s protect what matters to you.

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